Everything you need to know about how to travel smart and save with your Niyo Global card while travelling to Dubai
Dubai, as a travel destination, is invariably on every traveller’s bucket list. And this is because Dubai proffers exactly what the travelling eyes may desire to relish. But it is also a fact that Dubai is one of the most expensive cities in the world, and it can be outrageous to pay high prices, especially when the currency conversion rate soars. Additionally, there are various Dubai travel requirements you need to follow. Now, it is impossible that if you’re going to Dubai, you won’t shop and dine! But the prices go through the roof at the Dubai malls. But if you have a prepaid forex card, it may help you save money. And who doesn’t want to save money at the end of the day?
So, before booking flights to the city of gold, why don’t you go through this article that will help you bring down the total expenditure so that you can enjoy your Dubai trip without worrying about overspending? But how do you do that? The answer is Niyo Global Card. Niyo Global is a widely used solution by many international travellers for travelling to Dubai from India. If you are wondering what that is, here are 6 reasons why Niyo is the best foreign travel card for visiting Dubai.
1. Zero forex markup
Many people deem the concept of purchasing foreign currency beneficial. Some consider a traveller’s cheque as a more favourable option. While some believe a forex card invariably offers better and cheaper exchange rates, others think that foreign exchange cards, debit, and travel credit cards are the best.
To bring you the best features of a forex card and an international debit card, Niyo Global is a popular foreign exchange card with ZERO forex markup, which means your transactions are charged only the VISA exchange rates, and there’s no other fee involved. That’ll help you save up to 5% on every transaction you make in a foreign currency. So don’t worry about paying forex markup charges when exchanging your currency while travelling to Dubai from India. Niyo got you!
2. Earn up to 5% interest with a monthly payout.
One of the significant attributes of the Niyo Global account is that while you are taking in the sights and enjoying your vacation, your account continues to be at work. Your savings account balance earns up to 5% interest* p.a. with a monthly payout, which you don’t get with travel credit cards. Therefore, irrespective of the amount you load into the card, you do not need to agonize over it being stuck there.
3. Load in INR and spend in 100+ currencies across 150+ countries.
When travelling to Dubai, there are various travel requirements one must follow. For travelling to Dubai from India, you need to convert your Indian Rupees(INR) to United Arab Emirates Dirham (AED), which can incur different charges. With the Niyo global card, you don’t have to think about loading it in different currencies. You just need to load your account in INR (Indian Rupees), and the card takes care of the rest. Every time you use your cards in Dubai to make a payment, it automatically converts the amount required from INR to your country’s local currency. And the remaining money continues to earn interest.
So, in case you consider hopping from UAE to some other neighbouring nation(s), the Niyo Global card will make your life easier. And no matter what country you visit, you may use your card as it works at all VISA-accepting merchants. Considering the worldwide VISA network, the Niyo Global card has the best acceptance rate in 100+ currencies across 150+ countries.
4. Real-time transaction tracking
Keeping abreast of all the financial transactions carried out is a sign of a cautious and wise traveller. And when you are travelling in a foreign land, your sense of vigilance will automatically turn up by a few notches. This is where the Niyo travel card will come in to play a consequential role. It will send you alerts and notifications so that even a smidgen of discrepancy does not go unnoticed. To help you keep track of your funds, all your transactions are always listed in the local currency and updated in the app each time you spend somewhere. This is what makes Niyo one of the best foreign travel cards in the market.
5. No hidden charges
You probably know that credit and debit cards levy additional charges every time they are swiped at a point-of-sale counter. Though there are various benefits of forex cards, they still charge you various fees. That is why Niyo is a better solution to tackle that. If you carry out your transaction using a Niyo Global card, you can rest assured that there are no hidden charges.
6. Nearby ATM Locator
Today, carrying cash along on a trip is a matter of concern. The possibilities of money loss are manifold, hence the increasing inclination towards the usage of plastic money like credit and debit cards. Thankfully some travel guidelines to Dubai can help you. You may think that a traveller’s cheque can be a good alternative to cash. But the inevitable problem with a traveller’s cheque is that you need to factor in an excessive amount of time waiting at the counter of a business establishment or bank in order to accept the cheque so that you may encash your money for use. The matter may worsen if you discover that there are no banks close by, smacking further waste of your valuable vacation time. Moreover, travellers’ cheques have become redundant in recent times.
You surely have a lot of benefits of forex cards, but they still lack behind in many areas. On the other hand, the Niyo Global card will simply let you load money so that you can swipe it at any ATM and withdraw local currency at any time. That way, you don’t risk breaking any travel guidelines to Dubai and perform your transactions without worry.
To make it easy for Indian passport holders travelling overseas, Niyo Global brings you a bundle of cost-efficient and smart features that’ll help make handling payments during your trip smooth and easy.
We hope these points are self-explanatory enough to aid you in making informed decisions about the financial aspect of your future trips. In fact, not just in the case of your upcoming trip to Dubai but also in the case of other international trips, as well as multi-country trips, you may be able to limit your overall expenditure to an acceptable figure with the information. In fact, with the money saved through the Niyo Global card, you may do a little more harmless shopping! That is why despite all the benefits of forex card, credit card or traveller’s cheque, Niyo Global is undoubtedly more beneficial.