Card for Travel: Maximising Convenience with Cashless Travel From India
Blog Outline
Travelling light and cashless has become the mantra the modern generation lives by. With the advances in fintech, everyone increasingly realises the benefits of plastic and digital money, not to mention the savings that add up along the way. In recent years, cashless payment systems have become extremely popular, reliable, seamless, accessible, and easy to use.
You no longer have to carry cash. Also, there are no longer lengthy queues for exchanging travellers’ cheques or currency. There are plenty of ways to travel cashless, including international credit or debit cards, forex cards, e-wallets, etc.
Benefits of Travelling Cashless
Zero Forex Charges for Significant Savings:
- Niyo Global offers a zero forex markup, resulting in substantial savings compared to the usual 3-5% fees incurred with other international travel cards.
- The card ensures that currency conversions occur in real-time at competitive Visa exchange rates without imposing additional charges, making it a cost-effective choice for international travel.
Earn Interest on Unused Balance, Enhancing Financial Returns:
- Niyo Global introduces a unique advantage where only the necessary amount for a transaction is converted, allowing the remaining balance to continue earning interest.
- With the integration of a high-interest savings account, you can benefit from monthly interest payouts, adding an extra layer of financial gain during their overseas trips.
Travel Cashless with Global Acceptance:
- Niyo Global’s extensive acceptance at VISA-authorised merchants across 150+ countries significantly reduces the reliance on carrying physical currency and helps you travel without cash.
- The card not only provides the convenience of a cashless travel experience but also extends perks such as free access to airport lounges and eliminates forex markups when exchanging regional currency for foreign currency.
Accessible Global ATMs for Flexibility:
- Niyo Global enhances flexibility by providing a handy in-app ATM Locator, ensuring easy access to nearby ATMs worldwide.
- You can withdraw local currency as needed, mitigating the inconvenience and risk of carrying excessive cash.
Robust Safety and Security Features:
- Prioritising the security of funds, Niyo Global introduces Lock/Unlock options, giving you control over individual payment channels for both domestic and international transactions.
- The Niyo Global card offers a secure financial experience by incorporating advanced technology such as Chip and PIN, contactless payments, and a Block option for lost or stolen cards.
- Furthermore, the account is insured for up to 5 lakhs under the “Deposit Insurance and Credit Guarantee Corporation (DICGC),” providing an additional layer of protection.
Efficient Real-time Money Management:
- Niyo Global’s integrated app serves as a powerful tool for managing finances in real-time, regardless of your location.
- The integrated app lets you keep track of your money in real time from anywhere in the world:
- Instant transaction notifications
- In-app currency converter to check your transaction amount even before you pay
- In-app ATM Locator to find ATMs near you across the globe
- Transaction history in local currency for clarity
- Reset PIN on the go
- Lock/Unlock/Block card for added safety
- Adjust limits for individual payment channels
Travel Comfortably with Complimentary Lounge Access:
- Niyo Global goes beyond just financial benefits, offering an elevated travel experience with free airport lounge access.
- Lounge access not only enhances comfort during your layovers but also adds a touch of luxury to the overall travel experience, making Niyo Global the preferred choice for you.
Frequently Asked Questions
You can typically check your travel card balance online, through a mobile app, or by calling the card’s customer service number. Some cards also provide SMS alerts for transactions.
There is typically a maximum limit for loading funds onto a travel card, which varies by issuer and type of card. Be aware of these limits when planning your travel expenses.
You can use your travel card to book flights, hotels, and other travel-related expenses online, provided it has sufficient funds in the required currency.
Age requirements for travel cards can vary by issuer and region. Some cards may have minimum age limits, while others may be available to individuals of all ages. Check with the card issuer for eligibility criteria.
