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The Ultimate Guide to Finding Student Housing in Singapore for Indian Students

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Planning to study in Singapore? This guide reveals the secrets to finding your perfect student home. Explore various housing options like university halls, hostels, and apartments. Learn about average rental costs, how to avoid scams, and which areas are popular among Indian students. Plus, save money with the Niyo Card!

 

Introduction

Singapore, a vibrant city-state renowned for its world-class education system and multicultural society, has become a top destination for Indian students pursuing higher education. However, navigating the housing market can be a daunting task for newcomers. This comprehensive guide aims to simplify the process and equip you with the knowledge and resources needed to find your ideal student accommodation in Singapore.

Types of Student Housing

Singapore offers a diverse range of housing options tailored for students, each with its unique advantages and drawbacks:

  • University Halls of Residence: These on-campus options provide a convenient and immersive student experience. Living in close proximity to classes, libraries, and other facilities, you’ll be surrounded by a vibrant student community. Dorms and shared rooms are typical in university halls, fostering social connections and making it easier to make friends.
  • Private Hostels: Off-campus hostels are a budget-friendly alternative for social butterflies. Shared rooms and common areas create a lively atmosphere, encouraging interaction and cultural exchange among students from various backgrounds.
  • Shared Apartments/Condominiums: For those seeking more privacy and independence, shared apartments or condominiums offer the flexibility to choose your roommates and create your own living space. This option is also more cost-effective as you split rent and utilities with others.
  • Private Rental Apartments: Studio, 1-bedroom, or even larger apartments are available for those who prefer solo living or require more space. While this option provides the most privacy, it also comes with higher costs and the responsibility of managing utilities and other household tasks.

Finding Student Housing

Finding your perfect nest in Singapore is easier than you think, thanks to numerous resources available:

  • University Housing Portals: Most universities have dedicated housing platforms where you can find on-campus options and listings for off-campus accommodations. Be sure to explore these resources thoroughly.
  • Online Real Estate Platforms: Websites like PropertyGuru, 99.co, and Rentola offer extensive listings of apartments, condominiums, and houses for rent. You can filter your search based on your budget, location preferences, and other criteria.
  • Facebook Groups: Social media groups like “Indian Students in Singapore” or “Accommodation in Singapore” can be valuable sources of information and connections. You might find fellow students seeking roommates or landlords posting vacancies.
  • Student Accommodation Agencies: Specialized agencies cater to students’ housing needs and can help you find suitable options based on your preferences and budget.

Average Cost of Student Housing in Singapore

Student housing costs in Singapore vary depending on the type of accommodation, location, and amenities. Here’s a general overview:

  • University Halls: S$500-S$1500 per month
  • Private Hostels: S$400-S$1000 per month
  • Shared Apartments: S$800-S$1500+ per month per person
  • Private Apartments: S$1200-S$3000+ per month

It’s crucial to factor in your budget when choosing your accommodation and explore ways to save money, such as sharing rent with roommates or opting for a less central location.

Saving on Forex Charges

Booking accommodation from India can incur hefty forex charges. However, with the Niyo Card, Indian students can eliminate these fees and save 3-5% on every transaction. This zero forex markup card is a must-have for students, allowing you to stretch your budget further and enjoy more of what Singapore has to offer.

On-Campus vs. Off-Campus: Which is Right for You?

Choosing between on-campus and off-campus housing involves weighing the pros and cons of each:

On-Campus vs. Off-Campus: Which is Right for You?

Choosing between on-campus and off-campus housing involves weighing the pros and cons of each:

On-Campus:
  • Pros: Convenient location, easy access to facilities, built-in community
  • Cons: Limited privacy, potential noise, less independence
Off-Campus:
  • Pros: More freedom, privacy, and control over living situation
  • Cons: Longer commute, potential for higher costs, need for more independence
Ultimately, the best choice depends on your individual preferences and priorities. Consider factors like your budget, lifestyle, and desired level of social interaction.

Required Documents for Renting Student Housing

Before starting your housing search, ensure you have the following documents ready:

  • Your passport
  • Your student pass
  • Your acceptance letter from your university
  • Proof of financial resources, like bank statements or scholarship letters

These documents are typically required by landlords to verify your identity and eligibility to rent in Singapore.

Finding Indian Roommates

Sharing accommodation with fellow Indian students can be a rewarding experience. It offers a sense of community, cultural familiarity, and the opportunity to split costs. To find Indian roommates, consider joining relevant Facebook groups, participating in university forums, or even attending cultural events.

Best Areas for Indian Students in Singapore

While Singapore is a small country, different areas offer distinct living experiences and varying rental prices. Little India and Jurong East are popular among Indian students due to their cultural vibrancy and affordable options. However, explore other neighborhoods like Tiong Bahru, Queenstown, or the city center based on your preferences and budget.

Safety Tips for Avoiding Rental Scams

Rental scams are a reality in Singapore, so it’s important to be cautious and follow these safety tips:

  • Beware of fake listings, landlords demanding upfront payments without a contract, and suspiciously low rents.
  • Stick to reputable platforms like university housing portals and established real estate websites.
  • Verify listings through multiple sources and always meet the landlord in person before making any payments.

Booking Before or After Arriving in Singapore?

It’s highly recommended to secure your housing before arriving in Singapore. The student housing market can be competitive, especially during peak seasons. Booking early guarantees you a comfortable place to settle in right away, saving you time and stress upon arrival.

Summary

Finding the perfect student housing in Singapore requires research, planning, and utilizing the right resources. Consider your budget, preferred living style, and desired location when choosing your accommodation. Take advantage of university housing portals, online platforms, and social media groups to find suitable options. Be cautious of rental scams and prioritize safety. Secure your housing early to avoid last-minute stress and ensure a smooth transition into your new life in Singapore.

By following these tips and utilizing the resources mentioned, you’ll be well on your way to finding your ideal student home in Singapore. Best of luck with your studies and enjoy this exciting chapter of your life!

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Get Niyo Today

What is Niyo-

Niyo is an Indian fintech that provides banking innovative products to make Indian’s travel easier basThe Niyo card is a revolutionary alternative to traditional forex cards and cash currency exchange. Enjoy zero forex markups, no transaction fees, and no annual charges. Use it seamlessly as a debit card in India and for international transactions in over 180+ countries.

Why Choose Niyo for Your Study Abroad Journey?

  • Save Up to ₹1 Lakh per Year: With zero forex markups, you keep more of your money for tuition, living expenses, and adventures.
  • Fastest Way to Get Money from India: No extra charges for international transactions, making it a breeze to manage your finances abroad.
  • Free Cash Withdrawals: Access your funds easily for daily expenses, wherever you are.
  • Earn Up to 8% Interest: Grow your savings while you study with Niyo’s high-yield savings account.
  • 24/7 In-app Chat Support: Get assistance whenever you need it, right from your phone.

What is the Niyo Card?

Niyo Debit Card is a debit card that comes with the Niyo savings account opened at one of Niyo’s partner Banks ( DCB, SBM, and Equitas). This account and card functions similar to any other Indian savings account and debit card with standard features. The unique aspect of Niyo card is that it can be used in 190+ countries without incurring any forex markups or other charges.

Problem with other cards

Generally, if you get the money transferred abroad with a forex card or bank transfers you will have to pay heavy forex markups, taxes and other hidden charges every time. All these are waived off in this card for lifetime.   

Example: Suppose you are studying in USA and let’s say the current Dollar to INR rate is ₹80 per dollar. You swipe your Niyo card at coffee shop for $10. Only ₹800 (80 x 10) will be deducted from your Niyo account – that’s it! No hidden fees or markups.

This will help you save at least up to 5% on your entire education budget.

Key Features of Niyo

  • 💁Zero Forex charges on all International spends in foreign
  • 🙅No Joining Fee or Minimum Balance required
  • 📖Free ATM Withdrawals Abroad ( withdrawal fee reversed in form of Niyo Coins )
  • 💮Free Airport Lounge Access across the globe ( on spending more than 50k with Niyo Card)
  • 💸Load and unload  money with Gpay/PhonePay/UPI 24×7″ without any charges
  • ⌚24 x 7 In-app chat support

 

How to get the Niyo Card- Its 100% digital

  • Download the Niyo app.
  • Fill in your Adhar, Pan and Passport Details
  • Complete VKYC
  • Your free Niyo card will be delivered to your mentioned address within 3-5 working days

 

How to add money to your Niyo Card?

Just like you add money to your savings account via UPI, Bank transfer, in the same way you will get Niyo account details in the niyo app and you can withdraw or deposit money to the Niyo account 24×7 without any charges.

You’ll also earn upto 8% interest on the account balance

Exclusive offers with the Niyo Card for Indian students

  • ISIC card worth 999 that gets you student discounts across the globe for free
  • Free airport lounge access at international terminals in India on referring 5 friends.
  • In app offers on multiple brands
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